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Pay4Later Finance

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We've teamed up with Pay4Later to provide our customers with the option of financing any purchase over £300, this applies to products purchased through our webstore and services offered at our premises including remapping and engine builds.

  • Apply for your finance online using a computer, tablet or smartphone
  • Your application is processed instantly
  • No forms to sign
  • Repayments start one month after we dispatch your goods or in the case of workshop bookings, the job is completed

Our Pay4Later Finance has an APR of just 19.5% which is lower than many credit cards and you can spread the monthly payments over 12 to 48 months with a deposit ranging from 10% to 50%. If you are interested in financing a product or service from Indigo-GT, just contact us for a quote.

REPRESENTATIVE EXAMPLE

Cost of Product - £350.00

Deposit 10% - £35.00

Total Amount of Credit - £46.62

18 Monthly Payments Of - £20.09

Total Amount Repayable - £396.62

Interest Rate - 19.5% APR

Indigo-GT Ltd acts as a credit intermediary and only offers products for Pay4Later Ltd via Close Brothers Retail Finance, credit provided subject to age and status.

WILL I BE ELIGIBLE FOR FINANCE?

Once you have filled in your on line finance application, the details will be assessed and you will receive an instant approval or refusal of credit. Occasionally, orders will be held for manual assessment but in this instance you can expect to be notified by email of the credit decision within a few working hours.

All loans are subject to status, you must be at least 18 years old and a permanent resident in the UK, customers from outside the UK cannot apply for finance with Pay4Later.

HOW DO I MAKE REPAYMENTS?

Monthly repayments are taken by direct debit, your finance agreement starts from the date we dispatch your goods or in the case of workshop bookings, the date on which the job is completed by us, you don't start repaying your loan until a month after this date.

COOLING OFF PERIOD

In line with distance-selling regulations, you have 14 days from the date you sign your agreement to change your mind about the loan, if you simply wish to change your mind about the loan but still wish to purchase the product/service, you must contact Indigo-GT and pay for your product/service in full using an alternative method. Once the new payment has been verified, Indigo-GT will cancel your credit agreement and Pay4Later will return your original deposit.

It is sometimes possible to change the term of the loan if you wish, please contact us and we will advise you accordingly.

ABOUT PAY4LATER

Founded in 2008, Pay4Later is the UK’s fastest growing provider of point of sale consumer finance, designed from the ground up around a paperless e-signature process, Pay4Later redefines point of sale consumer finance for the digital age. Customers get an instant decision and can sign their credit agreement on screen, no paper forms, no waiting, no hassle.

Pay4Later works with reputable, established finance companies including Close Brothers Retail Finance, Omni Capital Retail Finance Ltd, Shawbrook Bank and Logical Finance to offer secure and convenient online finance.

FURTHER INFORMATION

 Consumer credit service provided by Pay4Later in association with Close Brothers Retail Finance. Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240). For more information please refer to their frequently asked questions www.pay4later.com/consumer-support/ or visit www.pay4later.com.

Close Brothers Retail Finance is a trading style of Close Brothers Limited - a subsidiary of Close Brothers Group Plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered Address: 10 Crown Place, London EC2A 4FT. Registered at Companies House Number 195626.

EXISTING CUSTOMERS

If you are are an existing Indigo-GT customer with Pay4Later finance and have a question about your existing finance product then you can contact Close Brothers Retail Finance by the following methods:

Telephone 0808 163 4088

Or email Close Brothers Retail Finance at;

cbrfcustomersupport@closebrothers.com (before you have received your service or product)

Or

cbrfservice@closebrothers.com (after you have received your service or product)

If your question relates specifically to a credit decision please email cbrfcredit@closebrothers.com, if you have a question specifically about your purchase please contact Indigo-GT.